Alight I'm furious, after negotiating with the banks less than 6 months ago for a 1.35% discount on the standard variable rate, Westpac have now come back and changed my loan from "Rocket Repay Home Loan" to "Rocket Investment Rate" which is 0.27% higher. I rang them and complained and they said its new government regulations that any investment property has to be on a investment rate. So therefore I cant have my investment properties on the cheaper Rocket Repay loan. I'm not too happy and am not sure whether they are lying to me or whether there is a crack down on investment property loans. Any body know anything about this.