Hi all, I find my self in a great position, i am 30 years old and i have recently inherited approx $1.5m in cash and assets which i aim to liquidity by the end of the fin year, and start investing for the future within a trust. I am at a loss of which option to take, there following 2 are i feel worth investigating and i would love any opinions. 1. Pool the cash together, go about by day job (income circa 90k) and start out with a small development on the outskirts of syd, or woolongong, central coast etc. duplex/townhouses etc. Max value 2m for serviceability. (pending chats with the relevant people) *this option is of great interest to me, as i come from the building industry, and after one or 2 small developments i would like to build them my self. Also the freedom on not having a client is an appeal, whilst still running my own business. also the possibility of higher profits in shorter period of time. 2. Embark on a buying spree. Target regional hubs, maybe 3-5 towns, and purchase 20 properties, valued @ approx 250k 20 x 250k = 5,000,000 LVR 70:30 Cash injection 1.5m Hold for 15 years, enjoy CG of (lets be conservative) 75% 8.75 total value. remaining debt in 2030 of 30% (roughly thinking 15 years of repayments = 50% of mortgage paid, + positively geared income from 70:30LVR?) Remaining debt 2.625m 8.75 - 2.625 sell some of the 20 to become debt free, with approx assets of 6.125m 5% yeild = gross return in 2030 of $306,250 *Seems like a great idea in theory, not sure if the numbers work in that way obviously there are tax implications within the 15years hold period etc. I like the income and being financially free by age 45. I own a PPOR value 1.4 mortgage 610. this would be totally seperate to above investments and we (wife and i) would like to upgrade every 5 years (within market conditions) What would you do? i see this as just 2 of hundreds of options, and am lost as to which decision to make, although i know i must make one in the short term. Thanks everyone.