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Insurance whilst renovating

Discussion in 'Renovation & Home Improvement' started by Mr. Miyagi, 18th Oct, 2016.

  1. Mr. Miyagi

    Mr. Miyagi Active Member

    Joined:
    18th Mar, 2016
    Posts:
    29
    Location:
    Aus
    Well, today has been a terrible day :-(

    Went to my reno this afternoon to open up for a plaster delivery, to discover the house had been broken into. Other than the rear door, no damage thank goodness.

    They'd stolen loose copper fittings, tapware, sink, paint (one pail half used!), and hand tools I didn't consider worthwhile packing up. All up probably about $700 worth of gear gone, not worth claiming on insurance as the excess is $500.

    What I'm most scared of though, is Comminsure have a $2,000 excess after the property has been vacant >60 days; which it will tick over this week.

    Better options in the marketplace? What's everyone else doing for insurance whilst renovating?
     
  2. Mr. Miyagi

    Mr. Miyagi Active Member

    Joined:
    18th Mar, 2016
    Posts:
    29
    Location:
    Aus
    It's only a small amount, but still left me feeling sad :-(
     
  3. Tim86

    Tim86 Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    1,085
    Location:
    Brisbane
    Had this happen to me once. It sucks.