Hi everyone, I am wondering if anyone has had any experience with landlord insurance. Just to explain the situation, a commercial IP has experienced damage due to water leakage from rain. The insurer along with tenant's builder has inspected the property and discovered a structural issue ( wall is warped and have created a gap) that might have attributed to it. I am still waiting on the outcome for the claim, but I am unsure how the structure report would affect it. The tenant has just moved in and as a result of this, lost trading days. The interior damage bill alone is quite significant, and I am really scared of what the $ assessment for the wall is going to be. Will the insurance company cover it? If it gets rejected is there any way for me to contest it?