has anyone else had this come up.? For the first time in 30 odd years of having mortgages our bank rang me today asking for a certificate of currency covering our mortgaged properties. ???? I asked ???why??? The answer was ..it is a new requirement . So I duly sent off the docs...(surprise) a few hours later I got a "friendly" email asking how much our monthly payments were, as they could possibly help with either cheaper rates or added inclusions. So... Did I just get scammed by my bank? Or is the "we need currency certificates on file" an actual requirement now.