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Insurance Broker Recommendation

Discussion in 'Property Finance' started by kvellimalai, 24th Mar, 2016.

  1. kvellimalai

    kvellimalai Active Member

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    Hi All,
    I am planning to change my insurances to another provider who is more flexible, cheaper and good customer service when in need..

    Any recommendations?
     
  2. D.T.

    D.T. Specialist Property Manager Business Member

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  3. Peter_Tersteeg

    Peter_Tersteeg Finance broker and strategist Business Member

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  4. kvellimalai

    kvellimalai Active Member

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    Sorry I should have made it clear.
    1. insurance for investment properties and PPOR
    2. Life insurance
     
  5. JohnPropChat

    JohnPropChat Well-Known Member

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    1. EBM is my recommendation - plenty of threads on here.
    2. Get this inside of super. ING Direct has reasonable premiums - really depends on your profession and risk rating but other super funds could also be cheaper.
    3. TPD - Inside of super for general occupation combined with outside of super for own occupation
    4. Income protection - could do inside-outside or just inside super. To age 67 is a better deal if you can get it.
    5. Critical illness - outside super - don't have much knowledge on this.

    PS: I am not a financial advisor, seek professional advice.
     
  6. dabbler

    dabbler Well-Known Member

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    I like and used Suncorp a lot, but slowly moved away due to inflexability and the LL part not being overly crash hot....

    but

    I have very few insurance claims in my life, last one was with TS & no drama, i now have mainly CGU and EBM, you really have to look closely and read each PDS and ask questions, there is no one fits all,.
     
  7. kvellimalai

    kvellimalai Active Member

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    Thanks to ALL. Will check with EBM .
     
  8. D.T.

    D.T. Specialist Property Manager Business Member

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  9. Brian84

    Brian84 Well-Known Member

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    Give John mattock from isg a call 0412027415.
     
  10. Property Twins

    Property Twins Mortgage Brokers - Australia Wide Business Plus Member

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  11. Jamie Moore

    Jamie Moore MORTGAGE BROKER - AUSTRALIA WIDE Business Member

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    Canberra, Brisbane and Sunshine Coast
  12. kvellimalai

    kvellimalai Active Member

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    Thanks Msali,Jamie and Brian..
    What about budget Direct. their online quote is almost 2/3 of what i am currently paying with cominsure
     
  13. Corey Batt

    Corey Batt Finance Strategist Business Plus Member

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    Remember with insurance - cheap doesn't necessary = good. Policies are vastly different from each other, so compare what you're getting/having excluded for the premiums.
     
  14. kvellimalai

    kvellimalai Active Member

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    Location:
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    Thanks Corey..