Insurance Broker Recommendation

Discussion in 'Loans & Mortgage Brokers' started by kvellimalai, 24th Mar, 2016.

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  1. kvellimalai

    kvellimalai Well-Known Member

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    25th Jun, 2015
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    Sydney
    Hi All,
    I am planning to change my insurances to another provider who is more flexible, cheaper and good customer service when in need..

    Any recommendations?
     
    kvellimalai, 24th Mar, 2016
    #1
  2. D.T.

    D.T. Specialist Property Manager Business Member

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    Adelaide and Gold Coast
    Which insurances do you mean? Health, car, income, landlord, professional indemnity, life?
     
    D.T., 24th Mar, 2016
    #2
  3. Peter_Tersteeg

    Peter_Tersteeg Mortgage Broker Business Member

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    03 9877 3000
    Get in touch with Richard White
    www.whiteinsure.com.au

    They do all my property, car and business insurances.
     
    Peter_Tersteeg, 24th Mar, 2016
    #3
  4. kvellimalai

    kvellimalai Well-Known Member

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    Sorry I should have made it clear.
    1. insurance for investment properties and PPOR
    2. Life insurance
     
    kvellimalai, 24th Mar, 2016
    #4
  5. JohnPropChat

    JohnPropChat Well-Known Member

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    1. EBM is my recommendation - plenty of threads on here.
    2. Get this inside of super. ING Direct has reasonable premiums - really depends on your profession and risk rating but other super funds could also be cheaper.
    3. TPD - Inside of super for general occupation combined with outside of super for own occupation
    4. Income protection - could do inside-outside or just inside super. To age 67 is a better deal if you can get it.
    5. Critical illness - outside super - don't have much knowledge on this.

    PS: I am not a financial advisor, seek professional advice.
     
    JohnPropChat, 25th Mar, 2016
    #5
    House likes this.
  6. dabbler

    dabbler Well-Known Member

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    I like and used Suncorp a lot, but slowly moved away due to inflexability and the LL part not being overly crash hot....

    but

    I have very few insurance claims in my life, last one was with TS & no drama, i now have mainly CGU and EBM, you really have to look closely and read each PDS and ask questions, there is no one fits all,.
     
    dabbler, 25th Mar, 2016
    #6
  7. kvellimalai

    kvellimalai Well-Known Member

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    Thanks to ALL. Will check with EBM .
     
    kvellimalai, 25th Mar, 2016
    #7
  8. D.T.

    D.T. Specialist Property Manager Business Member

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    Rent cover product from them is excellent and they process claims quickly. No flood cover though, so depends where your IPs are.
     
    D.T., 25th Mar, 2016
    #8
  9. Brian84

    Brian84 Well-Known Member

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    Give John mattock from isg a call 0412027415.
     
    Brian84, 25th Mar, 2016
    #9
  10. Property Twins

    Property Twins Mortgage Brokers & Buyers Agents Business Member

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    For life insurance speak with David Kerr from TAG financial. One of those who'd work with you and has great duty of care.
     
    Property Twins, 25th Mar, 2016
    #10
    DaveM likes this.
  11. Jamie Moore

    Jamie Moore MORTGAGE BROKER - AUSTRALIA WIDE Business Member

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    I've used these guys for business insurance and can also recommend.

    Cheers

    Jamie
     
    Jamie Moore, 28th Mar, 2016
    #11
  12. kvellimalai

    kvellimalai Well-Known Member

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    Thanks Msali,Jamie and Brian..
    What about budget Direct. their online quote is almost 2/3 of what i am currently paying with cominsure
     
    kvellimalai, 28th Mar, 2016
    #12
  13. Corey Batt

    Corey Batt Well-Known Member

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    Remember with insurance - cheap doesn't necessary = good. Policies are vastly different from each other, so compare what you're getting/having excluded for the premiums.
     
    Corey Batt, 28th Mar, 2016
    #13
  14. kvellimalai

    kvellimalai Well-Known Member

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    Thanks Corey..
     
    kvellimalai, 28th Mar, 2016
    #14