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Insurance Broker Recommendation

Discussion in 'Property Finance' started by kvellimalai, 24th Mar, 2016.

  1. kvellimalai

    kvellimalai Active Member

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    25th Jun, 2015
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    Sydney
    Hi All,
    I am planning to change my insurances to another provider who is more flexible, cheaper and good customer service when in need..

    Any recommendations?
     
  2. D.T.

    D.T. Adelaide Property Manager Business Member

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    Adelaide, SA
    Which insurances do you mean? Health, car, income, landlord, professional indemnity, life?
     
  3. Peter_Tersteeg

    Peter_Tersteeg Finance broker and strategist Business Member

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    Location:
    Melbourne, Nationwide
    Get in touch with Richard White
    www.whiteinsure.com.au

    They do all my property, car and business insurances.
     
  4. kvellimalai

    kvellimalai Active Member

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    Sorry I should have made it clear.
    1. insurance for investment properties and PPOR
    2. Life insurance
     
  5. JohnPropChat

    JohnPropChat Well-Known Member

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    1. EBM is my recommendation - plenty of threads on here.
    2. Get this inside of super. ING Direct has reasonable premiums - really depends on your profession and risk rating but other super funds could also be cheaper.
    3. TPD - Inside of super for general occupation combined with outside of super for own occupation
    4. Income protection - could do inside-outside or just inside super. To age 67 is a better deal if you can get it.
    5. Critical illness - outside super - don't have much knowledge on this.

    PS: I am not a financial advisor, seek professional advice.
     
  6. dabbler

    dabbler Well-Known Member

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    I like and used Suncorp a lot, but slowly moved away due to inflexability and the LL part not being overly crash hot....

    but

    I have very few insurance claims in my life, last one was with TS & no drama, i now have mainly CGU and EBM, you really have to look closely and read each PDS and ask questions, there is no one fits all,.
     
  7. kvellimalai

    kvellimalai Active Member

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    Thanks to ALL. Will check with EBM .
     
  8. D.T.

    D.T. Adelaide Property Manager Business Member

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    Rent cover product from them is excellent and they process claims quickly. No flood cover though, so depends where your IPs are.
     
  9. Brian84

    Brian84 Well-Known Member

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    Give John mattock from isg a call 0412027415.
     
  10. MsAli

    MsAli Well-Known Member Premium Member

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    For life insurance speak with David Kerr from TAG financial. One of those who'd work with you and has great duty of care.
     
    DaveM likes this.
  11. Jamie Moore

    Jamie Moore MORTGAGE BROKER - AUSTRALIA WIDE Business Member

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    I've used these guys for business insurance and can also recommend.

    Cheers

    Jamie
     
  12. kvellimalai

    kvellimalai Active Member

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    Thanks Msali,Jamie and Brian..
    What about budget Direct. their online quote is almost 2/3 of what i am currently paying with cominsure
     
  13. Corey Batt

    Corey Batt Finance Strategist Business Plus Member

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    Remember with insurance - cheap doesn't necessary = good. Policies are vastly different from each other, so compare what you're getting/having excluded for the premiums.
     
  14. kvellimalai

    kvellimalai Active Member

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    Thanks Corey..