ING Orange Everyday + Savings Maximiser

Discussion in 'Living Room' started by Redwing, 19th Jul, 2015.

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  1. Redwing

    Redwing Well-Known Member

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    18th Jun, 2015
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    Location:
    WA
    Anyone using the above accounts?

    At ING you open a savings maximiser (savings account) and a orange everyday (transaction account), both free. You then link together, so that transfers between accounts are instant. Orange everyday account gives you a visa debit card to use for free as well.

    It would seem to be a good account for having your wages go into?
    • Use any ATM in Australia for free (any bank, anywhere) when you deposit your pay of $1,000+ each month.
    • No monthly 'account keeping' fees
    • Get 2% cash back on Visa payWave purchases under $100 in Australia when you deposit your pay of $1,000+ each month.
     
    Redwing, 19th Jul, 2015
    #1
  2. Be Developer

    Be Developer Property Developer Business Member

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    It's a good product! I use to have same set up for few years.
    Then

    Ended up switching to citi bank..as they offer free international ATM withdrawals.
     
    Be Developer, 19th Jul, 2015
    #2
  3. MRTLR1000

    MRTLR1000 Active Member

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    5th Jul, 2015
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    Location:
    Melbourne
    been using ING account for a while..funny, only this morning was saying its as thou ING are a friend, not like other banks. Any ATM, they pay the withdrawal fee...they give cash back as well on transactions, instant transfers...also what i like, is sometimes an auto debit will come out, and take it to negative, they honor it, send you a txt to say 3 days to get it back to positive and no charge. I have a car account and use it...but we all know they are not our friends! but would recommend it for easy daily transactions...
     
    MRTLR1000, 19th Jul, 2015
    #3
  4. Chilliblue

    Chilliblue Well-Known Member

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    Working well for me with no problems to date
     
    Chilliblue, 19th Jul, 2015
    #4
  5. Bayview

    Bayview Well-Known Member

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    Have had a Savings Maximiser for about 8 years.

    Our 13 year old son's investment account.
     
    Bayview, 19th Jul, 2015
    #5
  6. sonofthewest

    sonofthewest Active Member

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    2nd Jul, 2015
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    Location:
    Sydney
    I've had a Savings Maximiser account since the early 2000s, and the Everyday Account for about 2 years as well. I'd recommend both, especially the lack of account keeping or ATM fees (if your salary gets paid into the account each month).

    Having both accounts results in your Maximiser getting an interest rate boost. Nothing especially remarkable given the ongoing low interest rates at the moment, but it's on part with UBank and other popular 'high' interest savings accounts.
     
    sonofthewest, 19th Jul, 2015
    #6