ING 3.79%, Fixed rate even lower.

Discussion in 'Property Finance' started by TaylorChang, 23rd Jul, 2016.

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  1. TaylorChang

    TaylorChang Well-Known Member

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    OMG ! just got my ING BDM email, special offer for variable owner occupied rate 3.79%.

    For those purely low rate chaser, it's a great rate, recommendable good lender and product.

    Ask your broker today.




    <Disclaimer> I may bias on ING, as many of my clients are low rate hunter. ING's servicing is tight. May not necessary good for investor. Check with your broker if its suitable for your situation.
     
    Last edited: 23rd Jul, 2016
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  2. tobe

    tobe Well-Known Member

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    OO sub 80. Interest only available at same rate. $200pa offset account.
     
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  3. inspiredbyprop

    inspiredbyprop Well-Known Member

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    $200pa the interest only loan comes with offset account. But does it come with credit card facilities as well?
     
  4. vbplease

    vbplease Well-Known Member

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    Fixed for how many years?
     
  5. Terry_w

    Terry_w Structuring Lawyer and Finance Broker - all states Business Member

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    That was the variable rate
     
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  6. TaylorChang

    TaylorChang Well-Known Member

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    3 year fixed 3.69%

    Somehow, I am not recommending fixed it now.
     
  7. albanga

    albanga Well-Known Member

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    Ridicilously good rate!
    Watching very closely to see what the competition do.
     
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  8. jim1964

    jim1964 1941

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    I got 3.99% IO 3 years extension with ANZ yesterday.
     
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  9. Redwood

    Redwood Well-Known Member Business Member

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    I sharp rate - I wouldn't be fixing...

    Cheers Ivan
     
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  10. Jamie Moore

    Jamie Moore MORTGAGE BROKER - AUSTRALIA WIDE Business Member

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    Awesome rate - and generally no issues with IO with offset against a PPOR (have done quite a few recently).

    Cheers

    Jamie
     
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  11. God_of_money

    God_of_money Well-Known Member

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    Ingdirect info
     

    Attached Files:

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  12. TaylorChang

    TaylorChang Well-Known Member

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    I was really surprised for such a good rate when I receive their updated rate.

    There are some good rate out there with other lenders, but I wouldn't normally them.

    But with ING, I am happy to recommend to all the bargain hunter owner occupiers
     
  13. S0805

    S0805 Well-Known Member

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    that's good rate for ANZ variable. What is the LVR, loan size??
     
  14. TaylorChang

    TaylorChang Well-Known Member

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    ANZ can get 3.75% fixed rate
     
  15. jim1964

    jim1964 1941

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    75 ish LVR
     
  16. SoroSoro

    SoroSoro Active Member

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    ING for IP is 4.39% for LVR 80-90%, 4.24% for <80% - are those good rates for IP?
     
  17. S0805

    S0805 Well-Known Member

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    That's variable correct? loan size?
     
  18. S0805

    S0805 Well-Known Member

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    Actually that's pretty good too. Having brain freeze :confused: but correct me if I'm wrong Fixed rates are always P&I or can it be IO as well...
     
  19. York

    York Finance Broker Business Member

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    Can be either PI or IO.
     
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  20. jim1964

    jim1964 1941

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    Correct, & around 200k.