Hi all, I’m looking to get strategic financial advice from an fee for service independent adviser who knows property but also not necessarily “pro” property and is wholistic about life planning. I’ve just sold an IP (yes bad timing) to reduce leverage and put more funds in home offset, and wanted someone to objectively assess if it’s better to buy a less expensive IP eg 1 bed (and potential downsize retirement pad after selling PP 10-15 years down the track), OR avoid Sydney and buy in Brisbane for something cheaper and avoid exceeding my land tax threshold, OR skip property altogether and not worry about low rents, low buffers and tenant hardship and put money in more liquid but volatile ETFs and then accumulate for 5-10 yrs then sell to pay PP and IP mortgage without the property transaction costs. In hindsight I should have consulted an adviser before I sold to coolly assess all the options instead of veering from one thought to another. I like Stuart Weymes of ProSolutions and I listen to his podcast but he’s based in Melbourne, and Michael Yardney’s Metropole (but he sounds more pro property to give me all financial options). There’s also a financial adviser/mortgage broker who I’ve spoken to (I also listen to his podcast) but his business is based on commission off mortgages so he basically said no thanks unless I bring my loan to him. I know there’s valuable advice here but sometimes you need personal advice to get you on track and someone to ring up and run through decisions. Appreciate any thoughts.