Impact of share (ETF) dividends on serviceability

Discussion in 'Loans & Mortgage Brokers' started by Observer, 15th Sep, 2016.

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  1. Jess Peletier

    Jess Peletier Mortgage Broker & Finance Strategy, Aus Wide! Business Member

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    @S0805 Only 80% of it will count, so it will do very little if you're already at the wall.
     
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  2. Redom

    Redom Mortgage Broker Business Plus Member

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    Not much - a 5k increase in dividend income (taken at 80%), is roughly a 30k borrowing capacity increase for the next purchase with their calculator.
     
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  3. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Member

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    see
    Tax Tip 113: Applying Capital Losses against Capital Gains https://propertychat.com.au/communi...g-capital-losses-against-capital-gains.10367/