Thought I’d jump on the retirement bandwagon. Haha! So I’m chucking in the towel on my PAYG job as a teacher. I went part time last year with the view to do that for a few more years. My hubby retired early last year and has been nagging me to retire all year. I do love my job but after a few weeks in Morocco then 6 1/5 weeks travelling USA, Canada and the Caribbean last month I decided I love that more so by Christmas I’ll leave my job to pursue other interests (mostly travel and spending time with family). I also want to concentrate more on my photography (only as a hobby). I can’t believe it’s actually happening really. 7 years ago when I was 50 I was looking at working into my 60’s then retiring on the pension. I found Somersoft and the rest is history. So to those that say it’s too late. Don’t believe it.