I'm going to propose a hypothetical situation. Please comment below what you would do, if this were your current situation. Family of two kids & two working adults. You are a respectable couple, who pay your debts and always try to do the right thing. You are renting a very nice unit in a desirable location. The rent is $800pw. You have little savings and you also have various other debts that need to be paid. Car, Credit Card, Personal Loan. Your kids are in private schools. All of a sudden life throws you a curve ball. We have a pandemic & both of you lose your jobs. The school has suspended all tuition fees, you've spoken to the bank in regards to the Credit Card & the Personal Loan & they have provided some relief. You've sold the expensive car & bought a much cheaper one for cash, as you need to have a car. This leaves you with rent that is way too much for someone in your new scenario. What would you do?