Hi guys I suspect many of you will consider me basically a brat, because I'm in an incredibly fortunate situation. But I just don't know how to decide on a strategy and get started. My goal is to generate passive income through multiple investment properties, then live up the coast somewhere down the track. I'm 33, living at my parents, with my partner and paying minimal rent. We make good money (200k between us), have a good inheritance and savings (140k), have no debt (other than HECS), don't want kids, am in a very secure government role, am happy to buy or live almost anywhere in Sydney for the next couple years, and can work anywhere in NSW later on. I even have access to CoreLogic for crying out loud! I also have experience with renovations and repairs. I know I'm in a good starting position. However, there's a lot of strategies and I feel like every kind of "advice" service is just out to get my money short term. We've been to a financial advisor/planner, who has helped tremendously with insurances, super, and getting my partner debt free. Unfortunately I just can't agree with his advice on first home purchase. He suggests a new house/land package 50km from Sydney CBD in a new development area, with a big focus on depreciation in order to break even each year. I was on board at first, but of course did my research (mainly here, thanks!). Now it seems like a dumb move long term. I don't want an investment property when there's 50 others identical on the same street. I don't trust developers, and I suspect the immediate valuation after it's built will be crappy. I don't see how it will help me buy a second property if all I'm doing is breaking even each year with sluggish growth. So how on earth do I settle on a strategy? The last thing I want to do is pay another advisor/strategist/seminar to spruik something else at me that they may just benefit from.