Our home is in his name but is going through demolish rebuild at the moment, so he has no serviceability left...... But has $350,000 cash. How should we spend it? capital growth would be great but we've got other places in my name which are doing well for growth. Given his situation, should he: - buy a few cheapie units (eg small blocks) outright in rural area, no growth but would be good for cf? - buy 1 outright, interstate within budget, eg Logan area? - buy a few OTP so small injection now and worry about the rest in say 1.5yr time come settlement time? I know PCs are not into otp, but some of my family members have done quite well buying OTP in Ptta and Rhodes paying mid $500s 2yrs ago and now valued at mid $700s. (Granted this is thanks to the Sydney property heat). So, serious question, if this is you how would you spend it?