Hi guys, just want to ask if anyone can give us advices how to structure our finance for next purchase (an investment property). I already acquired one property under my name(PROP interest only for next two years since I am living by myself). PROP: Interest rate 3.75% for next two years (560K) Financial provider: ANZ (one offset account, home loan account and credit card account) Recently engaged and planning to have wedding next year. At this stage, she has 20% deposit for a 400K property and a saving portion for the upcoming wedding. I am quite comfortable servicing currently home loan with my personal income. I opened up a joint account (ING and divert both our incomes to that account). Please advice if this is a good move or how can we structure our finance to acquire next property (my goal to purchase 2 properties next 3 or 4 years). I strongly believe a good financial structure will help us to acquire more properties in short amount of time.