Having a home loan for my own home, equity is 180K (free to use), wanting to buy the 2nd ppty worth $450K, not sure how to structure my loan now, both pptys are fine to live in, guess there are two ways to do the loan, please help to see which one is better: 1) Taking some equity out to buy the 2nd ppty, using 10% for it, then borrow 90%, ie $405,000 as an investment ppty. Or 2) Move all the 180K to the 2nd ppty and treat it as my home, leaving the 1st ppty as investment ppty. So will be owing 180K for the investment ppty, and owing 270K for my own home loan…. Is my understanding correct? Which way is the best for facilitating the funds? Thank you for help!