Hi team PC How have you gone buying IP's and buying a ppor? We are moving around and have yet to settle in the "forever house " (or longer than 2year house!) we are refinancing and getting ready to buy a couple of IP's but need a plan to have some cashola aside to buy a ppor At the moment we'll be over west till early 2017 so have time to buy IP's and use equity available but the numbers will need to be crunched to work out the way forward. Whether we keep cash in reserve for a ppor, but I don't really want to. I'd rather use the equity to buy and buy smart and get the deposits back from the CG (give or take a year or 2) We have an idea of where we'd like to settle (Bellingen /Coffs) but given our track history things change at the drop of a hat pending the opportunities that come up at the time, so we'd like to secure an ip come ppor, although that isn't a smart "investor technique" we just dont want to the area to increase and miss out. We wouldn't be buying a mega house or anything crazy just something we could renovate to bring our own touch when we moved in. The area seems to be attracting people priced out of Sydney plus tree changers, plus add a Sydney ripple of think things will increase but nothing crazy like Sydney over the next few years. Any thoughts or war stories would be nice to hear. I think I may get the advice to buy smart IP's and sort out the pporwhen we're ready.... Did I just answer my own thread in the first post??