A few comment in the tight arse thread gave me some food for thought, particularly the comments 'How little value do people place on their own time?', ..wasting an hour to save $10 you have lost the opportunity to make $200' and Skater's valid point 'all well and good if you have the ability to earn $200'. So on paper from your JOB whether it be PAYE, business salary or what you charge others for your time - how much is an hour of your time worth in $ as written on paper? (It doesn't include any additional unpaid work your employer/ business may require you to do). I'll start $48hr before tax. $38 after tax Lack of opportunity for increase in pay within current occupation.