Hi, I am fairly new in the property market. I would like to make sure I'm applying the following formula correctly: 1) Total Return (Capital growth plus Rental Yield) = eg. 10% + 5% = 15% 2) Total Costs (Interest Rate + Property Costs + Inflation) = eg. 5.5% + 1% + 2% = 8.5% 3) Total Yield or ROI (Total Return less Total Costs) = 15% - 8.5% = 6.5% If this is correct, what ROI would be considered as average or high in Sydney? 5%, 6% or 7% Thank you.