Hi everyone! Recently found this site and have been reading as much as I can. Hoping someone here might be able to share some insight into my 'dilemma'. I intend on buying my first PPOR some time next year with a budget of 700k (ideally, I'd like to make use of the first home buyer duty exemption/concession). However, I'm leaning more towards already established/ older builds so that would make me ineligible for the FHOG. I'm tossing up between whether I should go for a house with decent land in the western suburbs (such as Sunshine or Braybrook) or if I should go for an apartment/unit in the south-eastern suburbs (such as Elsternwick, Balaclava, St Kilda). I've been looking on RE.com and have found both houses and apartments/units that fit my budget in their respective locations. I work in the CBD so I'd like to live as close to the inner-city/public transport as possible. Example: House in Braybrook https://www.realestate.com.au/property-house-vic-braybrook-133558466 Example: Apartment in Elsternwick https://www.realestate.com.au/property-apartment-vic-elsternwick-133865466 I'd love to hear your thoughts about which direction you think I should go for or anything else I should consider as well. Thanks in advance!