What are the chances of getting a loan if you have high equity but low income. Here's the scenario- My fathers business has been struggling the last few years. A combination of splitting with a business partner and environmental issues have put a spanner in the works. He owns a $750k property and I think borrowed about $200k to inject into the business. Does he have any chance in getting finance or will he have to wait it out until his business starts making a profit again?