Hi, I am a longtime lurker but rare poster, so here we go. I am one half of a couple in our 40ies and we have a young daughter. I am currently studying and should be back in the workforce by the end of next year. As far as property goes: my husband just sold his one and only IP to reduce the non deductible debt on our Sydney City Fringe PPOR. This will improve our cashflow by a lot and until we pay the CGT from the sale, our accounts will be completely balanced *yeah*. We really love our house and while we could always sell it and live on the proceeds somewhere further out, we want to make good use of the remaining years until retirement to build a portfolio and live happily ever after (sorry my vocabulary is heavily influenced by a five year olds tastes)... The current idea is to self manage our super funds and invest in index funds and separately to that buy a new IP this time with a proper tax optimisation in place. As far as location goes, we are undecided still and doing a bit of research all over the place. Thx for reading Natascha
Welcome @Natascha You're in the right spot and you'll learn heaps now that you've joined and can ask lots of questions. Living happily ever after is a great goal - all the best in achieving it.
