A few words to introduce myself: We came from overseas to live in Sydney in 2011 with no significant assets. Work full time as an engineer, wife also works full time as a pharmacy assistant. Have two school-age kids. Bought first IP in 2014, an OTP apartment in 2015 and the second IP in 2016. All are in Sydney (which does worry a bit). We have been renting for ourselves. I am still new in property investment and very keen to learn. Thanks.