So I just stumbled across this site last night while I was asking 'Google' a whole heaps of questions...and this site definitely seems like a great answer! I'm married, late 30's, with a 16 month old daughter. My husband and I purchased off the plan (settling last year) and are now looking to upsize (our daughter was a far-off fantasy at the time of signing the contract on our small flat!). We think we'll go OTP again, predominantly to save the stamp duty. I've never been especially financially minded, and until recently never had desires to be a property magnate...but I'm hoping to inform myself better and change at least one of those things! Looking forward to the learning!