Hi all, my name is Erwin. I was born in Indonesia with Chinese background. Migrated to Sydney in 98 after the riot incident. Our House and car was burnt and we were Chase down. Lucky we got permanent resident at the time. Just 29 years , I used to love cars, but now regret spending too much on something that depreciate. Investment journey start in the beginning of 2010. And now I have 4 IP in Sydney with no PPOR..