Hi, I don't know what area to post this, so I'm sorry if it's the wrong part. Built the home in 2016 in Baldivis..Perth.. went with keystart total cost $450,000 leant the hard way with keystart. Try to make this easy. Not long after the house was completed started having major health problems/ lost job Went in to hardship many times to get back on track. Got a new job less money and my health became bad again so can't afford the mortgage. So In the last 4 years I have been below water and the Mortgage is back to 445,000 replayments $630 weekly! the value put the house at $350,000. It's heartbeaking to get rid of the house but it's killing me, and will need to rent. I'm trying to avoid bankruptcy. My question is has anyone surrendered their house to Keystart and if so what were the repayments? I understand selling to house myself will give me more then what they would sell it for but I just don't have the mental and physical energy due to my disease. I am seeing a financial person (isn't overly helpful) but just wanted advise to anyone who been down that track. I hope this makes sense as I just can think.. thanks for reading and understanding.