Hi Everyone, I'm Teddy, I've come from the SS forums( where I was Freemo) where I explored lots but didn't post much at all. I have a cooperative other half, who is very good at following the lists I make and 2 teenage daughters who are not. We both work full time, no uni quals or trades, early 40's, long term steady jobs, we poke along ( as my dad would say) We have 8 properties, including PPOR, mix of Sydney and regional. I have no real strategy, I've tried working it out but just can't settle on anything concrete, I really just wing it and hope for the best. I like shopping for houses and have had some fun in the last couple of years.The purchasing started as a family member needed somewhere to live, then I saw a need so bought a few more to rent to family. Currently have family in 4 properties. My accountant tells me it cost us $300 to hold our portfolio last year, so I guess we are doing ok. So the fraud thing, I don't feel like a REAL property investor. I don't know what our strategy is, I don't know what our serviceability and LVR is, I find I don't know as much as I should. So that's why I'm here, to learn. Thanks for having me.