Hello all, My name is Taylor Chang, previously, in the Somersoft user name was scha9799. I have been investing in property since 2007. I have done renovation, buy and hold, buy reno and sell, building granny flat, duplex, townhouses, also a bit of vendor finance. After tried a bit of every strategy, I preferred buy and hold for long term. One thing I can say, it's not a rosy journey like many property seminar promoted, but certainly it's a journey worth to experience. Now, I am doing finance broking full time. Love to help people organsing finance and share my experience.