Thought I would share this email - it makes perfect sense (Simon Buckingham) You might need a $5m property investment portfolio to build a sufficiently large stream of passive income to escape the rat-race... …And a $5m portfolio might take $1.5m worth of investment capital - in cash for deposits and closing costs. So if you don’t have $1.5m to invest right now - how do you get to this point? How do you turn the capital you have right now into $1.5m - so that you CAN buy the $5m worth of property you need to generate enough passive income to retire? Perhaps you become an expert on timing the market for quick capital growth… Or you do a few renovations or subdivisions... Or a development or two... Or some joint venture deals... Or something a bit more creative... Whatever the case - the first question to answer when it comes to positive cashflow is: how do you do something that will build your capital more quickly - far more than the rate of median house price growth - so that you CAN buy into the deals you need for passive income. Because if you’re just buying for positive cashflow - the chances of you actually achieving your goal of enough passive income to retire on are slim. This is the passive income paradox... If you want passive income - first, you need to grow your capital.