Had a employed couple with a young baby renting our 2 bed house for 6 months. Rent paid on time, place kept reasonably clean and all looking good. Then they missed one weeks rent...... Turns out the husband said he had been stood down from his work for failing a random drug & alcohol test. What he didn't tell me was he was involved in a "near miss" critical incident - so he had been terminated immediately! Sorted out a payment plan for rent arrears while they tried to sort out their mess....... They missed the second payment so the 14 day rent arrears Notice to Quit was issued. Rather that admit they were in real trouble they tried to do short term loans from pay day lenders to cover the rent - 33% interest or more. Needless to say the debt piled up and engulfed them. They finished up practically walking out of the house and leaving many things because they could not afford removals and forfeited the bond with back rent and cleaning/removal costs. They have moved back with family in the country. So many people are living just a few pay packets away from the street..... Too many "social" drugs that linger for a long while in the blood..... These were apparently reasonable people who made a series of poor choices and it has changed their lives. Good tenants gone bad......... Yes - I self manage - no problems usually. Place is now leased at 5% higher rent now!