Join Australia's most dynamic and respected property investment community

Getting your credit report

Discussion in 'Property Finance' started by Seal, 4th May, 2016.

  1. Seal

    Seal Well-Known Member

    Joined:
    10th Jul, 2015
    Posts:
    163
    Location:
    NSW
    Does anybody check their credit report eg with Veda?

    and is there a way to get your credit history and rating for free?
     
  2. Shahin_Afarin

    Shahin_Afarin Residential and Commercial Broker Business Member

    Joined:
    18th Jun, 2015
    Posts:
    641
    Location:
    Sydney
  3. Seal

    Seal Well-Known Member

    Joined:
    10th Jul, 2015
    Posts:
    163
    Location:
    NSW
  4. Jerry O

    Jerry O Well-Known Member Premium Member

    Joined:
    21st Jun, 2015
    Posts:
    362
    Location:
    NSW / Melbourne
    i used to subscribe to Veda Credit Reports.. $85 per year. You get one credit report per quarter.. I stopped subscribing when I realised I have not been checking it that often. If ever I need one I would just pay the fee for the report.
     
    Seal likes this.
  5. hash_investor

    hash_investor Well-Known Member

    Joined:
    11th Oct, 2015
    Posts:
    914
    Location:
    Sydney / Canberra
    Noah Paris and Seal like this.
  6. Perthguy

    Perthguy Well-Known Member

    Joined:
    23rd Jun, 2015
    Posts:
    4,799
    Location:
    Perth
    "I consent to being contacted by GetCreditScore, SocietyOne and the Veda Group and for them to use and disclose my personal information for business and marketing purposes. I can opt-out of direct marketing by any of the above entities by contacting that entity at any time."

    Not thanks. It's not really 'free'.
     
    Seal likes this.
  7. hash_investor

    hash_investor Well-Known Member

    Joined:
    11th Oct, 2015
    Posts:
    914
    Location:
    Sydney / Canberra
    Yes, their affiliates will send you letters to apply for personal loan afterwards :)
     
    Perthguy likes this.
  8. Aaron Sice

    Aaron Sice Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    900
    Location:
    Ocean Reef, WA
    I subscribe to Veda.

    Powerful stuff to know what affects your score and what doesn't - if your score goes up or down, to see it in action.

    Personally, I can't think of a reason why you wouldn't now it's used nationally with a US-style scoring system.