Finding a hood mortgage broker

Discussion in 'Loans & Mortgage Brokers' started by Darlinghurst Boy, 29th Mar, 2016.

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  1. Darlinghurst Boy

    Darlinghurst Boy Well-Known Member

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    trying to find a good mortgage broker here in Sydney.
    Did use Smartline a few years ago but i dont like her attitude .

    I did use the Commbank but its not personal service sitting on a phone.

    Now i only want to borrow about 100k to buy a IP in Moree NSW.
    I rang up Aussie , "only 100 ? She said arrogantly, so i hung up on her.



    I have 20 per cent deposit plus stamp duty etc.

    I need someone who can give me a loan at around the 4% mark .
     
    Darlinghurst Boy, 29th Mar, 2016
    #1
  2. Mumbai

    Mumbai Well-Known Member

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    [​IMG]
    Is this hood enough?

    On a serious note, there are so many on PC. Call any of them.
     
    Mumbai, 29th Mar, 2016
    #2
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  3. Paul@PAS

    Paul@PAS Tax, Accounting + SMSF + All things Property Tax Business Plus Member

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    Agree. Many think all brokers are the same. They aren't.
     
    Paul@PAS, 29th Mar, 2016
    #3
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  4. Paul@PAS

    Paul@PAS Tax, Accounting + SMSF + All things Property Tax Business Plus Member

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    Moree may not top the LVRs.
     
    Paul@PAS, 29th Mar, 2016
    #4
  5. Ash

    Ash Well-Known Member

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    Ash, 29th Mar, 2016
    #5
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  6. abbyfresh

    abbyfresh Well-Known Member

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    Mine wears baggy jeans and I sign my docs at the front of local 7 eleven:D
     
    abbyfresh, 29th Mar, 2016
    #6
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  7. jins13

    jins13 Well-Known Member

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    Good to see history repeat itself. I am pretty sure you did ask this same question previously.

    Agree with the information @Mumbai
     
    jins13, 29th Mar, 2016
    #7
  8. DaveM

    DaveM Well-Known Member

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    Mine wont wear a hood, messes up his hair
     
    DaveM, 29th Mar, 2016
    #8
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  9. Ardi

    Ardi Well-Known Member

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    Moree, you most definitely need a hood broker!
     
    Ardi, 29th Mar, 2016
    #9
  10. datto

    datto Well-Known Member

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    There's a few hooded brokers around Mt Druitt and they do personal service.
     
    datto, 29th Mar, 2016
    #10
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  11. Corey Batt

    Corey Batt Well-Known Member

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    Darlinghurst Boy - it sounds like when they see you rollin' (with your 100k loans), they be hatin'.
     
    Corey Batt, 29th Mar, 2016
    #11
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  12. Darlinghurst Boy

    Darlinghurst Boy Well-Known Member

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    Am I forced to use someone in Sydney ?
    Obviously it would be easier ... But.. What if the MB was interstate ?

    And please dont knock Moree... As the Sales agent told ne.. There are hundreds of investors interested in Moree and now's the time to get in before they do .
     
    Last edited: 29th Mar, 2016
    Darlinghurst Boy, 29th Mar, 2016
    #12
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  13. Hodor

    Hodor Well-Known Member

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    The broker can be anywhere. No need to ever meet. Once you have done one loan they only get easier so pick one you like and feel comfortable with
     
    Hodor, 29th Mar, 2016
    #13
  14. Ardi

    Ardi Well-Known Member

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    Fond memories of getting mugged by a lad from Moree back when i was 18. Still remember his words of wisdom to me "bra you don't wanna mess wif me, I'm pure bred Moree bra". Ahh the good old days
     
    Ardi, 29th Mar, 2016
    #14
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  15. Peter_Tersteeg

    Peter_Tersteeg Mortgage Broker Business Member

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    Dude that's hard core! I've met clients to sign loan documents in a Coles carpark before, Macca's and even Starbucks. But never a 7 eleven! :eek:
     
    Last edited: 29th Mar, 2016
    Peter_Tersteeg, 29th Mar, 2016
    #15
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  16. bob shovel

    bob shovel Well-Known Member

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    Do you mean hood winker? Or are they one of the same? ;)
     
    bob shovel, 29th Mar, 2016
    #16
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  17. Joshwaaaa

    Joshwaaaa Well-Known Member

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    Is this the same sales agent who refuses to be a pm in the area?
     
    Joshwaaaa, 29th Mar, 2016
    #17
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  18. Angel

    Angel Well-Known Member

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    It is Interstellar and Steven only meets you at a McDonalds.
    DB, are you Tekoz's brother? Fancy believing anything the sales agent tells you. For Moree you will have to ensure the electric fence keeps working when the power goes off.
     
    Angel, 29th Mar, 2016
    #18
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  19. Darlinghurst Boy

    Darlinghurst Boy Well-Known Member

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    Well.. Yes it is .
     
    Darlinghurst Boy, 29th Mar, 2016
    #19
  20. CosmicTrevor

    CosmicTrevor Well-Known Member

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    Moree - an investment hot spot? The REA told you hundreds were interested? How many houses are there in Moree, lets assume 2.5 people per dwelling - this means there are going to be around 4000 dwellings. According to realestate.com.au 18 have sold in 2016, so roughly 6/month. If there are hundreds of investors interested it wouldn't appear to be reflected in reality.

    Population growth between the 2006 & 2011 census = 1% or roughly 0.2% per year give or take. Remote town, that experiences heavy flooding at times. On the plus side, it has an airport and rail link.

    Not my cup of tea and btw ask your REA for the settlement data and how it compares to 2015. If they don't have access to this they shouldn't be in the game.

    Not saying that Moree won't erupt in a flurry of spontaneous lemming buying, just saying that there better be an upside to counter the downsides.
     
    CosmicTrevor, 29th Mar, 2016
    #20
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