ETF Exchange Traded Funds (ETFs) 2019

Woohoo, yes same here. Just saved the dividend statement and updated my Xcell tax spreadsheet on Cloud storage. Auto sync to PC. All done on the IPad without having to leave the bed. I love paperless.

PS: another thread drift, woohoo again.

 

Ive come to really like Sixpark. Their SAA aligns with mine, or maybe the other way round, so I am a bit biased. Can run same portfolio by yourself for half the cost of course.

 

I periodically check their site as it’s one of the best Robo asset allocation I’ve seen and can see why you like it also as it ticks a lot of boxes and aligns with a lot of what we have both read and discussed overtime.

Not sure if this up to date (think it is) but the asset allocation / portfolio depending on risk assessment is educational:



https://www.sixpark.com.au/news/2017/why-six-park-is-reducing-its-allocation-to-australian-bonds

 

Vanguard VEU ETF mer % has apparently been reduced from .11 to .09 p.a as i read on another forum!

 

About bloody time vanguard Australia reduced some of their fees on locally domiciled ETFS / Funds given the HUGE FUM in the core funds. Might be owned by US investors but wish they’d stop milking the other Vanguard subsidiaries around the Globe.

 

29th Feb fees reduced

A few newer ETF's there also Vanguard Australia ETF's

 

Thanks @Redwing. I hadn’t noticed the new ETFs. The global infrastructure etf is not hedged and fee 5bps lower than IFRA. The global small companies index is interesting also.

 

Hedging is a whole nother ballgame, @Nodrog has some thought provoking posts on such

 

Differing time-frames

 

, I must be a bit slow this morning (every morning no doubt). What point are you trying to make? Simply that different asset classes do better / worse at different times, correlation?

 

@Nodrog nothing that complicated, sometimes I post for posterity in an interesting thread so I can later look back at it

The above were all the six park share funds (minus cash and bonds)

 

Thank you.

You’ve been a wonderful role model here for indexing, simplicity, sticking to the plan / staying the course. The quiet achiever.

So out of curiosity after looking at the above charts do you see any benefit in adding Global Reits / Infrastructure to a portfolio?

I was for quite some time against this favouring no more than market weight of these available cheaply through the main cap weighted indexes.

However given the proposed change to franking credits with SMSFs most impacted and my desire for greater International exposure but with an income tilt I have now warmed to overweighting these asset classes / sectors.

 

Hi @Nodrog

Wrote a long reply but then changed to simply...yes

I like the diversification of 6 parks funds also

Imagine something like the low cost fund below..

iShares Global REIT ETF
MER: 0.14%
Global Real Estate Income Trusts:
65% American
35% International

 

, I like long ......... , enjoy to hear others thinking process in arriving at decision / conclusion.

Yes the fees in OZ for Greits / Ginfra were a deterrent to me for for quite some time until I checked to remind myself what Active Mgrs charge. Also it’s the OVERALL portfolio fee that’s more important. So modest allocation to higher fee listed property / infrastructure doesn’t have a major fee impact overall. Hopefully overtime local fees for specific asset classes will reduce over time.

DJRE’s Index methodology is quite a good one I feel.

 

“The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” -- William Arthur Wood

Buy things and build things that pay YOU monthly.
Buy less things that require a monthly payment from YOU.
Repeat for several years.
The end result is wealth.

 

Greits and Grinfa ? Have you got on the cans early @Nodrog ?

 

He he. Ginfra not Grinfa. I made up Ginfra as I was too lazy to type Global Infrastructure.

 

You know @Nodrog - for someone that used to say - if you feel like selling take a pill and lay down till the feeling passes - you sure are chopping and changing a lot these days.

 

Simplification and including my wife more in the decision process resulted in most change. Also natural progression as a result of ongoing learning and not being so stubborn in relation to past beliefs. And the interest in these particular ETFs has been in part a response to potential franking credit changes. Still all about income from risk assets but with less tax / legislative risk.

 

Just admit it mate. You’re a fiddler like the rest of us