Let’s keep this simple. To enjoy retirement and the ability to retire early then we must give up some enjoyment of our youth. Whether that’s by working more, living frugal, investing over discretionary spending and so on. My question is...is it worth it? I have to say in my life experience (I’m 37). The happier retirees I know are actually those that didn’t do any of those. Sure they are now living off a pension, but they just seem happier. I admittedly only know a few self funded retirees and they are actually quite miserable, and more so they still live that same lifestyle....I think it became so engraved that they can’t just turn it off and enjoy all the hard work. I’m not arguing for one way or another. Im just going off observation and ultimately what’s the point of life but to enjoy it?