All over the internet, I can find good compelling arguments on why a trust is beneficial, but what kind of negatives are we looking at? Please correct me if I'm wrong. Cons I can see: Dissolves after 80 years, property must be transferred to a beneficiary and results in CGT If the trust has a corporate trustee and presumably you're the sole director of the company, if the company doesn't make money, you may have to give a personal guarantee to borrow from the banks to acquire the asset, therefore reducing asset protection? I'm assuming all other companies with you as a director, would be at risk then if you've given a personal guarantee? No negative gearing - can offset this against future income (can you transfer profits to another trust that made a loss?) In QLD, higher land tax, lower land tax threshold. Not protected from divorce, although I've read that prenuptial agreements may be upheld. Maintenance fees Personal Background: Average Australian Income, unmarried, occupation is not an at risk occupation I'm trying to see how a trust would be beneficial for me and while I can see some benefits (future distribution of income when married and kids, some asset protection etc). The con's are putting me off. Thoughts?