The below cut out from the Millionaire Next Door by Stanley Danko brings a smile to my face. I see this with a lot of people who are too busy trying to out do each other on houses, cars, etc. But they have very little net worth. As the article says talk or even image is cheap...net worth can have a deceiving facade. Still holds true today. Even know some on the forum who are these types. Do you know any one who fits the below in your life? Big Hat No Cattle We first heard this expression from a thirty-five-year-old Texan. He owned a very successful business that rebuilt large diesel engines. But he drove a ten-year-old car and wore jeans and a buckskin shirt. He lived in a modest house in a lower-middle-class area. His neighbors were postal clerks, firemen, and mechanics. After he substantiated his financial success with actual numbers, this Texan told us: [My] business does not look pretty. I don't play the part . . . don't act it.... When my British partners first met me, they thought I was one of our truck drivers.... They looked all over my office, looked at everyone but me. Then the senior guy of the group said, "Oh, we forgot we were in Texas!" I don't own big hats, but I have a lot of cattle.