Hi, I'd like some advice about the financing of a duplex development I'm kicking off in the new year.. My situation is as follows: I'm a self employed builder who has bought the block on which the duplex will be built. The DA and CC have been approved and all contributions and Insurances have been paid. So the site is pretty much ready to go. I also have $130 000 or so in cash which will be used to help fund construction of the duplex. My other main asset is a unit I own which is currently for sale. Once that unit sells I will have enough to fund the full construction cost of the duplex. The problem is until that unit sells I will not have enough to cover construction costs so I'll need a loan. My assets total about 700k and i have a 270K line of credit secured with those assets. My bank is not willing to increase my line of credit as I don't show enough income ( my accountants claim as much as they can to minimise my tax) They are also unwilling to re value the duplex at lock up stage or take into account potential rental income once it's built ( they said they will value the duplex block at land value only) The other thing is have managed to sell both of the units in the duplex off of the plan and the deposits have been paid and the cooling off period has expired ect.. The bank said they do not take this into account either. This seems pretty unreasonable to me so I'd like to know if anyone knows of a good lender for self employed types such as myself? I have never missed a payment or defaulted on any loans so along with two signed contracts I would think I would be considered a decent prospect for a loan. Any advice would be appreciated..