I was recently offered a business overdraft for my company bank account. I did not take it up as I thought it could impact a credit application in train (in my personal name). When the company borrows, personal guarantees are mandatory. I am a director of the company. 1) Will accepting such a facility (as guarantor) go on my personal credit file? 2) Also, is there a credit file (or equivalent) for my company, similar to what you have for individuals? If so, how do I access it?