Credit Card Surcharge general investment property expenses - deductible?

Hi all,

Just checking on whether people agree that a credit card surcharge incurred with paying investment property expenses (council rates, strata levies etc) is tax deductible?

e.g. DEFT payments...bpoint payments etc that charge 0.5 to 3.5%...

The ATO has the following link...

Credit card payment fee deductibility guidelines

However it specifically refers to circumstances of running a business, not necessarily personal investment property ownership.

Thoughts?

 

A card surcharge or a fee is treated as if it is part of the underlying costs are treated in the same manner. So if its a deductible cost it is deductible. If its capital then the surcharge is too.