Hello, Bit of a long winded multipart post but curious on this subject. I am curious about how girlfiends/boyfiends/partners/wives/husbands/defacto/lovers are treated regarding loans and tax. If a couple keeps their finances separate and one is getting a loan does theother person need to be put on the loan? Can they put they are single or must the put defacto on the loan? If they have to put they are a couple will this impact on their lending capacity if the person is not dependant and uninvolved in the deal (ie their own income, separate finances)? If they put down they are a couple what details does the bank want about the other person? Are you required to put A&L and income details for the partner? Say the partner is bankrupt or mortgaged to the hilt can this impact on the deal? What about if you partner doesn’t want to share their details with the bank? When does one become a couple/partner/defacto in the view of banks or ATO? I would imagine if someone is claiming a centrelink benefits the government would be very keen to label people defactos and cut their benefits but do they care if you are getting nothing from them? Cheers, Smallbuyer.