There must be a way to do this, where you do not bother family etc. So if you get a cash lump sum, and you want to invest, but you want to borrow 100% and costs, can anyone suggest a simple way. paying down home and re draw not ideal, home may become IP and already would only have 50% LVR in regard to deductible, no going for refinance either, that is def done for now. So how best to quickly do this ? Will any lender lend against deposits ? Any other suggestions ?