Hi, I have one property and I lived there for 6+ years, I rented it out 6 months ago and I myself moved to a rental property. I never let the bank know that it is an investment property (no malicious intent) it never occurred to me. Should I let the bank know now? I understand that the rates for Investment property are more but will the bank ask for contract letter making and charge me for the 6 months? I have been told that I will still be able to make claims if any with the ATO as an investment property and without having the bank know the same. Is that true?