http://www.smh.com.au/business/bank...catch-out-some-borrowers-20150902-gjd46l.html See thread from smh today explaining how many lenders switching from investor lending to owner occupier loans. I have been advised my rates could be reduced by doing this also however my concern would be the "reason" of my loans are for investing and not ppor causing issues with deductibility. Have any others had banks or brokers advise them of this/push them in this direction as article also suggests many have moved loans from investor to owner occupier. Is there not a requirement to prove the purpose of the loan so people could not just change it with no consequences? (Unless of course if audited by ato one day!!).