Contribute to Super OR leave money in offset account

Self-funded, recently retired (58 & 60 years) our plan had always been to sell a property each financial year and each deposit $125,000 into super. However this year's property sale hasn't happened yet so we are debating whether we should use our savings currently in offset accounts against property loans to contribute to super or if we should leave the money in the offset account. Any suggestions appreciated.

 

Only a licensed financial adviser should answer this question. It would require personal financial advice.
Many issues affect whether you could or should each make a concessional and a non-concessional contribution. eg If you each dont have sufficient taxable income the apparent concessional contribution could be reclassified as non-concessional ann this would trigger caps to exceed the non-c cap. This wont trigger penalties perhaps but will trigger the three year bring fwd rule. And making a concessional contribution may make no sense if taxable incomes arent at least $45K each. Also your present super balances and carry forward caps should be explored. hhere could be merits to deferring the super matters until a offseting CGT amount is in each taxpayers return.