Banks are now going to offer repayment holidays for six months. Possibly tenants will have their eyes on it, asking for rent relief. My understanding is that the repayment holidays are about postponement of the repayment and it's NOT loan reduction. The landlords will still repay the loans in the future. However the rent relief means to cut the rent for tenants at the expense of landloads, because tenants will not repay the rest of the rent in the future. What do you guys think?