found an apartment I like, but it's unconditional company title. Nab won't lend on it, so I have to go through hoops with another lender. I'm wary of an investment a big bank won't touch. It could be improved by knocking out a wall, but how difficult are renos in a company title building? Top floor, so that helps, but I only have a few days to make decisions and I'm a bit out of my depth with this one. Agent said building could be converted to strata eventually. I have no idea of cost or issues in old with that. My guess is if there are older owners, they won't want the value add from that ( pension might be affected).