Seeking to obtain views on the ownership structure for commercial property. Are there specific risks inherent in owning commercial property such that it is advisable to hold commercial property in a trust structure? If so, what are these specific risks? If a trust structure is recommended, would it be better to have a separate trust for commercial property assets so that these are not in the same ownership structure as say share investments? Alternatively, could the owner of commercial property be considered sufficiently protected through appropriate insurance such that a structure may not be necessary? The owner would be only the owner of the property and not the business owner so would there be much risk?