Hi All, Using Resi, the lender typically only takes 70% or 80% of the rental income towards servicability, but the $rent amounts are small as the yield is small. So I'm wondering if it's the right time to start moving towards commercial and focus on income/yield instead of leverage and growth. How do commercial lenders calculate serviceability (assuming a good 5 year lease)? If we don't service with Resi due to APRA changes, but we can get a commercial rent of 10% yield - will a commercial lender take the deal? e.g. at 70% LVR?