Clearence of Title -Unemcumbered(QLD)

Discussion in 'The Buying & Selling Process' started by Pumpkin, 14th May, 2020.

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  1. Pumpkin

    Pumpkin Well-Known Member

    Joined:
    27th Jun, 2015
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    Location:
    Brisbane
    Hi,
    Just wondering how long does it take for the relevant parties to get the clean title into our name? Havent done this for a long time ......

    Been communicating with CBA for a while and in late March this year, they said "confirm request to discharge our mortgage on your security property has now been completed."

    (Agent's Title Search in late Feb-20 still showing the mortgaged.)

    Wrote to CBA again and on 1-May-20 they wrote about our loans : "By agreement, the registered mortgage over the property situated at xx has been released". They didnt produce any other form although we did as for Memo of Discharge of something.

    I guess the safest is to do another Title Search now but firstly, we dont want to waste our effort/money if it's not completed, but most importantly, we want to know what else to do/write if the Title is still showing as encumbered. It's pretty painful/slow talking to CBA so we wish to know the right words /jargon to use.

    Thanks heaps!
     
  2. Scott No Mates

    Scott No Mates Well-Known Member

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    18th Jun, 2015
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    Location:
    Sydney or NSW or Australia
    Request the return of the title. If they have discharged it, then the LTO will produce a new copy of the title.
     
  3. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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    Australia wide
    Its all electronic these days.
     
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