Check cards and bank accounts

Discussion in 'Money Management & Banking' started by jins13, 25th Dec, 2017.

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  1. datto

    datto Well-Known Member

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    Two of my credit cards got hit about 10 years ago...12K in total.

    Someone used my cc number to pay state debt recovery fines, water and telephone bills and stock for an electrical contracting business.

    Dumb. All transactions were reversed. Cops weren't interested in the slightest.
     
  2. skater

    skater Capitalist -- www.skatepro.com.au Premium Member

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    We rarely use a card. Most payments are made in cash & online payments are usually made through Paypal.
     
  3. Marg4000

    Marg4000 Well-Known Member

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    For convenience I have a separate debit credit card for internet use. I keep only a few hundred dollars on it and top it up as needed so never much there to be scammed.

    The cc that was scammed had been used overseas a couple of months previously.
    Marg
     
  4. mikey7

    mikey7 Well-Known Member

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    A tip for those that have been compromised:

    - Don't let anyone handle your card. YOU swipe it etc.
    - Everywhere has CCTV these days. When you pull out your card, cover at least 4 numbers at all times with your thumb.
    - Shop online only at reputable places

    Everyone I know has been compromised. Hasn't happened to me ever, touch wood. I'm very vigilant.
     
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  5. wylie

    wylie Moderator Staff Member

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    Actually, most of my online purchases are using Paypal, which does give a layer of safety. A few things I buy regularly don't offer Paypal and then I use the credit card.
     
  6. Marg4000

    Marg4000 Well-Known Member

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    We were vigilant too.

    Used card overseas. Card never left our hand, machines brought to us. Covered card with my hand including when putting in PIN number.

    Still got hacked around 4 months later.

    Maybe a coincidence?
    Marg
     
  7. KayTea

    KayTea Well-Known Member

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    We use completely separate cards, with a different bank, when we travel. Also, when we return to Aus, we notify the bank that, while the account will need to be kept open (for possible future travel), no further transactions should be occurring on the card until we notify them that we will be travelling again.
     
  8. KayTea

    KayTea Well-Known Member

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    Apparently, there's also an email scam (from 'Suncorp') doing the rounds - linked to insurance. Not sure of the details, but I got a phone call from a family member this morning, telling me that they'd tried it on her.
     
  9. Marg4000

    Marg4000 Well-Known Member

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    This was our overseas card.
    We don't use our usual credit cards overseas as the limits are much higher.
    Marg
     
  10. KayTea

    KayTea Well-Known Member

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    Can you put a 'temporary stop' on your card, when you're back in Australia, so there is no way that any transactions can occur. We notify our 'travel cards' bank when the cards will definitely not be used, and that way, they lock the accounts (until we get them opened, for travel, again). It's proven to be a worthwhile exercise.
     
  11. Marg4000

    Marg4000 Well-Known Member

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    We've never had this issue before, so never considered asking if this is possible.
    Marg